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2. We design the best solution Based on your data, we assess the options and propose specific loan parameters and the suitable bank — loan amount, fixation period, repayment term. The choice of bank depends not only on the rate but also on how your income and property meet its internal criteria. |
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3. We present the proposed solution (as agreed) |
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4. We submit the application to the bank (within 1 day of complete documents) |
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5. We run a scoring check in the credit registers (within 1 business day) |
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6. We order the property valuation (within 3–10 business days) |
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7. We compile and hand over for approval (within 2 business days) |
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8. We wait for the bank's approval (within 2–5 business days) |
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9. We sign the documents (as agreed) |
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10. We draw down the funds from the bank (as agreed) |
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11. You register for the real estate tax (by January 31) |